Personal Loans

At SwCFCU we know that life is constantly changing. Whether you have an unexpected expense or need more money than you have on hand, we are here to help provide you financial flexibility.

All of our personal loans come with flexible terms to fit any budget, as well as low, competitive rates. We look forward to helping you achieve your desired monthly payment and also offer value-added services such as payroll deduction and auto payment.

Signature Loans

Need a large screen HDTV or a trip to watch your favorite football team this year? Come to SwRCFCU and let us help get you a great loan. Best of all, there's no lengthy contract negotiation. Please contact the Credit Union as financing terms do vary.

Debt Consolidation Loans

If you’re tired of constantly making payments that seem to be endless, you could benefit from a Debt Consolidation Loan. With a Debt Consolidation Loan from SwRCFCU, you'll receive:

  • Debt reduction
  • Lowered interest rates
  • One monthly payment rather than several
  • A better credit score
  • A quicker way to debt freedom

Why not relieve yourself of the stress brought on by debt? Contact an Account Executive at one of our offices today and see how we can help you gain a better standard of living debt free.

Consumer Loan Rates
Product TypeAPR
(as low as)
Vehicle
(2009 or newer)
2.15%
Vehicle
(2007 - 2008)
3.15%
Boat, Motorcycle, ATVs 4.15%
RVs & Travel Trailers 4.15%
Signature 5.9%
Line of Credit 15.4%
Southwest Premeire Line of Credit 10.4%

APR = Annual Percentage Rate
All rates, terms and conditions are subject to change without notice.
All rates subject to credit qualifying criteria.
Contact us for rate verification.