Rates

Deposit Rates
Product Type Minimum Balance APY
(as high as)		 Dividend Period
Share Savings $5 .05% Quarterly
Special Savings $25 min. to earn dividends .05% Monthly
Checking
(Options #1 & #2)		 $500 .01% Monthly
Money Market Less than $2,500 .50% Monthly
  $2,500 to $9,999 .50% Monthly
  $10,000 to $24,999 .55% Monthly
  $25,000 to $49,999 .55% Monthly
  $50,000 to $74,999 .60% Monthly
  $75,000 to $99,999 .60% Monthly
  $100,000 & up .65% Monthly
IRA Accumulation Account
Product Type Stated Rate Annual Percentage Yield Dividend Period
IRA Accumulation Account .25% .25% Quarterly
IRA & Share Certificates
Product Type Term Starting at Rate/APY
IRA & Share 6 months $500 2.47% / 2.50%
    $5,000 2.47% / 2.50%
    $10,000 2.96% / 3.00%
    $25,000 2.96% / 3.00%
    $50,000 2.96% / 3.00%
    $75,000 2.96% / 3.00%
    $100,000 3.20% / 3.25%
IRA & Share 12 months $500 4.89% / 5.00%
    $5,000 4.89% / 5.00%
    $10,000 4.89% / 5.00%
    $25,000 4.89% / 5.00%
    $50,000 4.89% / 5.00%
    $75,000 4.89% / 5.00%
    $100,000 4.89% / 5.00%
IRA & Share 18 months $500 3.69% / 3.75%
    $5,000 3.69% / 3.75%
    $10,000 4.02% / 4.10%
    $25,000 4.02% /4.10%
    $50,000 4.02% / 4.10%
    $75,000 4.02% /4.10%
    $100,000 4.17% / 4.25%
IRA & Share 24 months $500 3.93% / 4.00%
    $5,000 3.93% / 4.00%
    $10,000 4.07% / 4.15%
    $25,000 4.07% / 4.15%
    $50,000 4.07% / 4.15%
    $75,000 4.07% / 4.15%
    $100,000 4.22% / 4.30%
IRA & Share 36 months $500 0.90% / 0.90%
    $5,000 1.19% / 1.20%
    $10,000 2.47% /2.50%
    $25,000 2.47% / 2.50%
    $50,000 2.47% / 2.50%
    $75,000 2.47% / 2.50%
    $100,000 2.47% / 2.50%
IRA & Share 48 months $500 1.00% / 1.00%
    $5,000 1.29% / 1.30%
    $10,000 2.57% / 2.60%
    $25,000 2.57% / 2.60%
    $50,000 2.57%/2.60%
    $75,000 2.57%/2.60%
    $100,000 2.57% /2.60%
IRA & Share 60 months $500 1.09% / 1.10%
    $5,000 1.39% / 1.40%
    $10,000 2.67% / 2.70%
    $25,000 2.67% / 2.70%
    $50,000 2.67% / 2.70%
    $75,000 2.67% / 2.70%
    $100,000 2.67% / 2.70%

APR=Annual Percentage Rate
APY=Annual Percentage Yield
All rates, terms and conditions are subject to change without notice.
All rates subject to credit qualifying criteria.
Contact us for rate verification.

  • Each quote presumes Loan Origination Fees of 1%. Other payment options are available. 

  • Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. Rates and points vary widely for loan amounts above $417,000, and/or for investment property loans.

  • Each quote above represents a "lock-in" period of 40 days, meaning that if you applied for a loan today and choose to "lock-in", we will guarantee the rate and points for 40 days.

  • Rates and/or points are subject to change at any time until you apply for a loan and "lock-in" a rate.

  • Each quote above is based on a loan amount of $150,000, the purchase of a primary residence, and a sales price of at least $187,500 and assumes a credit score of 740 and above. 

  • These quotes represent a sample available products. Many more loan programs are available. Check with your credit union loan officer for details.

Glossary

RATES: These quotes represent the par of going rates. Many other options are available, including lower rates with the payment of additional Discount Points, or higher rates with no Discount Points and no Loan Origination Fee. Rates are subject to change at any time with changes in the financial markets.
DISCOUNT POINTS: Discount Points are percentages of the loan amount charged to obtain a particular interest rate. Discount Points are PAID in order to obtain a discounted rate. Discount Points are subject to change at any time with changes in the financial markets.
CLOSING COSTS: Closing Costs vary by loan type, property type, property state, loan purpose, occupancy, and for other reasons. Closing costs are comprised of fees from your Lender, the Title Company and/or Closing Agent, and various third parties, including but not limited to local governments, surveyors, inspectors, and couriers.
APR: APR, or Annual Percentage Rate, is a calculated rate that combines certain closing costs along with the interest you will pay on a mortgage. The calculation and presentation of APR is mandated and defined by the Federal government in order to assist you in comparing rates and fees among various lenders.


Consumer Loan Rates
Product Type APR
(as low as)
Vehicle
(2014 or newer)		 5.75%

Boat, Motorcycle, ATVs

 7.00%
Travel Trailers 7.00%
Signature 9.00%
Line of Credit 15.4%
Southwest Premier Line of Credit 10.4%

APR = Annual Percentage Rate
All rates, terms and conditions are subject to change without notice.
All rates subject to credit qualifying criteria.
Contact us for rate verification.

Credit Card Rates
Card Type APR
(as low as)
Mastercard Gold 13.4%
Mastercard Platinum 8.9%
Mastercard Rewards 14.5%-18.0%

APR=Annual Percentage Rate
All rates, terms and conditions are subject to change without notice.
All rates subject to credit qualifying criteria.
Contact us for rate verification.