Southwest Online Banking
Southwest Online allows you to manage your finances electronically through a secured link. Contact our Member Services Department at 877-297-5657 or 210-684-1054 during normal business hours to enroll.
Southwest Online offers many exciting and convenient features, including:
Bill Pay – This free service allows you to make one-time and recurring payments from your designated account to companies or individuals. You select and track your payments. Bill Pay requires a valid e-mail account, SwRCFCU checking account, must be a resident of the US or one of its possessions, requires a minimum of 3 payments per month otherwise $5.00 monthly service fee will apply.
E-Notes – Receive important notifications by e-mail, such as NSF/ODP Fee Notice, Late Payment, or Share/IRA Maturity Notice with this free service.
E-Alerts – You can set parameters that notify you of events that occur on your account, such as checks cleared and payments due at no charge.
Auto Transfer – Using this service, you can set transfers that will process on the date(s) selected. You can make loan payments, transfer money from savings to checking as a single transfer or on a reoccurring basis. Also, you can transfer funds from your account to another member’s account (member crossover agreement required).
Transfers – Allows you to transfer funds within the same member number.
Account History – Allows you to check an account history up to 12 months.
Auth Holds – This free service allows you to review any holds on deposits that have been made.
Checks Cleared (Draft View) – View and print checks that have cleared your account through normal banking channels at no charge.
Credit Card – If you currently have a SwRCFCU MasterCard, you can view your credit card balance, payment history, purchase history and make payments electronically through a secured site.
E-Statements – This free service allows you to receive and view your statements online. You will be notified via email monthly when your statement is prepared.
Loan Applications – This free service allows you to submit any loan request securely online. Once your request is processed, an Account Executive will contact you.
Reorder Checks - Reorder checks in a few easy clicks.
Stop Checks – This convenient service allows you to place a stop payment on a check(s) without visiting a SwRCFCU Branch. All requests will be honored up to 6 months and will be assessed a $20.00 fee.
Special Occasions – This free service reminds you of special occasions, such as birthdays and anniversaries.
Messages – You can send a secured message to our Southwest Online System Administrator or check any messages that have been sent to you by SwRCFCU.
Preferences – Change your email address, password, or assign special names to your credit union accounts. For example, if you have several loans you can label each one differently (Vacation Loan, Auto loan, etc.)
MFA Preferences – This link answers questions about Multi-Factor Authentication (MFA). It also allows you to change your image, security questions and other information about MFA.


