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2008 OR NEWER VEHICLE
We’ve made financing a new or pre-owned
vehicle easy and possible with
low and affordable rates! You can also finance
an existing vehicle from another financial
institution.
Please contact the credit union
as terms do vary.
Rates as low as 2.9%
APR*
2005 - 2007
USED VEHICLES
Looking for a used vehicle?
Come in to the Credit Union today and get
great financing on used vehicles with convenient
repayment terms. Please contact the credit union
as financing terms do vary.
Rates as low as
3.9%
APR*
BOAT, MOTORCYCLE, ATV, AND
WATERCRAFT LOANS
Tired of staying home on the weekends? We can help you hit the open road or catch a day at the lake with great financing rates for any motorized vehicle
that's 2009 or newer!
Please contact the
credit union as financing terms do vary.
Rates as low as
2.9%
APR*
R.V. AND TRAVEL TRAILER LOANS
If camping is on your calendar this summer, we can help by financing a travel trailer or RV
up to 144 months at specially reduced rates.
Please contact the
credit union as financing terms do vary.
Rates as low as
2.9% APR*
LINE OF CREDIT LOANS
Discover the confidence and convenience of a line of credit loan! Once you’re approved, funds can be accessed at your convenience either by check or by cash advances but you only pay interest on the amount(s) advanced and no finance charges can accrue until an advance is taken! No discounts apply.
Rates as low as
10.4%
APR**
SIGNATURE
LOANS
Need a large
screen HDTV or a trip to watch your favorite
football team? come to the Credit Union and
let us give you a great loan and best of
all, there's no lengthy contract
negotiation.
Please contact
the credit union as financing terms do vary.
Rates as low as
6.25%
APR*
SKIP-A-PAYMENT
Was your
holiday list long and now you’re short on
cash?
Relax with our Skip-A-Payment
Promotion!
Our promotion allows you to skip loan
payment(s)* financed through Southwest
Research Center FCU.
Coupons apply to loans under the
Open-End Credit Agreement and will defer one
of the following per loan:
One monthly loan payment,
Two consecutive
semi-monthly payments,
Two consecutive
biweekly payments, or
Four consecutive
weekly payments.
Coupons are
valid January and February 2012, and may not
be used in conjunction with any other
skip-a-payment option or extension made
within the prior 90 days.
Call 210.684.1054 for more
information.
Please Note:
A $25 processing fee per loan will be
applied.
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Call today for a Pre-approved
loan! There's no strong-arm tactics here...we only
offer straight financing with convenient repayment
terms. So contact our loans-by-phone at
210.684.5626 or an Account Executive at
210.684.1054 to start processing your loan request
today. All rates are fixed at the time of loan
approval and the actual periodic and corresponding
annual percentage rates offered for each loan
product are determined specifically by the credit
worthiness of each applicant. For promotional
purposes, the lowest available rate is listed.
*All rates are ANNUAL
PERCENTAGE RATES. For promotional
purposes, lowest available rate is stated. All
rates subject to credit qualifying criteria and
may change without notice. Loans at SwRCFCU are
not eligible. Contact the CU for rate
verification.
SOUTHWEST RESEARCH
CENTER FEDERAL CREDIT UNION |
Deposit Rates
|
Share and IRA Rates
Effective January 23, 2012 |
| Starting
at |
Stated Rate |
APY |
| 6 Months,
% |
|
$500 |
.40 |
.40 |
|
$5000 |
.50 |
.50 |
|
$10,000 |
.50 |
.50 |
|
$25,000 |
.55 |
.55 |
|
$50,000 |
.55 |
.55 |
|
$75,000 |
.60 |
.60 |
|
$100,000 |
.60 |
.60 |
| |
12 Months,
% |
|
$500 |
.70 |
.70 |
|
$5000 |
.70 |
.70 |
|
$10,000 |
.70 |
.70 |
|
$25,000 |
.75 |
.75 |
|
$50,000 |
.75 |
.75 |
|
$75,000 |
.80 |
.80 |
|
$100,000 |
.80 |
.80 |
| |
18 Months,
% |
|
$500 |
.70 |
.70 |
|
$5000 |
.70 |
.70 |
|
$10,000 |
.70 |
.70 |
|
$25,000 |
.75 |
.75 |
|
$50,000 |
.75 |
.75 |
|
$75,000 |
.80 |
.80 |
|
$100,000 |
.80 |
.80 |
| |
24 Months,
% |
|
$500 |
1.00 |
1.00 |
|
$5000 |
1.00 |
1.00 |
|
$10,000 |
1.00 |
1.00 |
|
$25,000 |
1.045 |
1.05 |
|
$50,000 |
1.045 |
1.05 |
|
$75,000 |
1.09 |
1.10 |
|
$100,000 |
1.09 |
1.10 |
| |
36 Months,
% |
|
$500 |
1.09 |
1.10 |
|
$5000 |
1.09 |
1.10 |
|
$10,000 |
1.09 |
1.10 |
|
$25,000 |
1.29 |
1.30 |
|
$50,000 |
1.29 |
1.30 |
|
$75,000 |
1.39 |
1.40 |
|
$100,000 |
1.39 |
1.40 |
| |
48 Months,
% |
|
$500 |
1.39 |
1.40 |
|
$5000 |
1.39 |
1.40 |
|
$10,000 |
1.39 |
1.40 |
|
$25,000 |
1.685 |
1.70 |
|
$50,000 |
1.685 |
1.70 |
|
$75,000 |
1.78 |
1.80 |
|
$100,000 |
1.78 |
1.80 |
| |
60 Months,
% |
|
$500 |
1.78 |
1.80 |
|
$500 |
1.78 |
1.80 |
|
$10,000 |
1.78 |
1.80 |
|
$25,000 |
2.08 |
2.10 |
|
$50,000 |
2.08 |
2.10 |
|
$75,000 |
2.18 |
2.20 |
|
$100,000 |
2.18 |
2.20 |
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Money Market, Checking, & Savings Accounts:
Effective February 1, 2012
|
Share Savings
Account |
APY,
% |
Money Market
Account |
Stated
Rate, % |
APY,
% |
|
$5 or more |
.15% |
Less than $2,500
$2,500 to $9,999.99
$10,000 to $24,999.99
$25,000 to $49,999.99
$50,000 to $74,999.99
$75,000 to $99,999.99
$100,000 and up |
0.20%
0.30%
0.30%
0.45%
0.50%
0.50%
0.50% |
0.20%
0.30%
0.30%
0.45%
0.50%
0.50%
0.50%
|
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Special Savings Account |
APY,
% |
Checking Accounts |
Stated Rate,
% |
APY,
% |
|
$25 min to earn dividends
0.25% interest, Day
in - Day out. Dividends paid monthly. |
.15% |
Options #1 and #2 on balance of $500 or more |
.10% |
.10% |
IRA Accumulation Account |
Stated Rate, %
0.40% |
APY, %
0.40% |
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All certificates are compounded daily & paid monthly
an early withdrawal penalty may be imposed.
All loan rates are ANNUAL PERCENTAGE RATES and are subject to
change without notice.
Please contact the credit union for verification.
For inquires on our standard loan rates, please contact the credit union for
more information.
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