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3rd Quarter 2008 Newsletter



We’ve got everything for fun under the sun!

This summer will SIZZLE when you take advantage of the great products and services from SwRCFCU!

Protect yourself from high interest rates this summer!

Have a high interest credit card? Then send it away and get a great rate that’s a little more down to earth—from SwRCFCU! For a limited time, you can transfer any outstanding credit card balance from another financial institution to a new MasterCard from SwRCFCU at a low fixed rate as low as 8.9% APR! Best of all, there is no annual fee, a 25-day grace period on purchases and NO balance transfer fee. For more information or to apply for your card, just call us at (210) 684.1054.



We're sending high interest rates up, up and away!

This summer, you can take a trip anywhere. Or make needed home improvements. Or buy just about anything else you want. That’s because we’re offering great rates on personal loans. Get a great, low rate of just 7.9% APR for up to 12 months on loans above $500 or 6.9% APR for 36 months on loans over $3,000. And, we've got great repayment terms! You can even wait 90 days to make your first payment. Now that's convenience!


This summer, we want you to have a ball!

If a personal loan isn’t quite enough to make your summer SIZZLE, then why not look into one of our Home Equity Loans? With rates as low as 4.5% APR you can afford to add a pool, an outside kitchen or any other home improvement project. You can even use it for college expenses or a bill consolidation. Certain rules and regulations apply, but for more details (or to apply) just log onto www.swrcfcu.com


Are high gas prices turning you GREEN?

If you've made the decision to go green then a low rate on a higher mpg vehicle to get you where you want to go is a great start. With rates as low as 4.9% APR, you can refinance your existing auto loan from another financial institution. Or, if you prefer, you can just trade in the old gas-guzzler and buy a better, more efficient new or used mpg vehicle at the great low rate of just 4.99% APR. Either way, you’ll be saving a lot of green. Log onto www.swrcfcu.com today to apply or call us at (210) 684.1054.



Moving this summer? Make sure SwRCFCU moves with you!

If you’re planning on moving this summer, please remember to update your contact information with the Credit Union. If you're moving out of the area, you DON'T have to close your account. You can conduct all of your business electronically through Southwest Online whenever you want 24/7!

With just the click of a mouse, you can check your account balances, see which checks have cleared, transfer money and much, much more! Through E-statements, you can get your monthly or quarterly statement sent to you electronically. With our BillPay, you can ensure all of your bills are paid. With Direct Deposit, you can have your paycheck or other recurring check automatically deposited in your account. And, with a MasterCard debit card from SwRCFCU, you can make purchases wherever you see the MasterCard logo displayed.

No matter where you’re going this summer, SwRCFCU wants to go with you! Just remember to let us know where we’re going!


Holiday Closing

Independence Day
Friday, July 4th

Please use our convenient 24-hour ATMs located at 6220 or 7215 Culebra Road to transact business on this day.

| Kid's Club | Reorder Checks | NADA Values | Credit Report | Student Loan Info |
| Kid's Club | Reorder Checks | NADA Values | Credit Report | Student Loan Info