For your convenience, Southwest Research Center FCU offers three different checking accounts. Each offers different advantages. They're designed to provide you with a choice that best meets your financial needs.
We also provide an
overdraft
privilege option that can
be just what you need when the cash runs out before payday
arrives.
Checking Account Option #1
This account earns interest when you maintain a minimum daily balance of $500. Interest is computed daily, beginning on the business day you make your deposit. There is a standard fee based on a minimum balance with no limit on the number of transactions. Overdraft protection is available from a Line-of-Credit Loan (upon approval).
There is also a monthly service charge of $5.00 if the current balance falls below $750 during the month.
Checking Account Option #2
Similar to Checking Account Option #1, this account also earns a competitive rate of interest with a minimum daily balance of $500 and no limit on the number of transactions. Interest is computed daily, beginning on the business day you make your deposit. Overdraft protection from a Line-of-Credit loan is also available. The difference is that this checking account features a floating fee based on the number of withdrawals during the month. There is also a monthly service fee based on the number of withdrawals (cash or checks) at $.25 each.
Checking Account Option #3
A non-interest bearing account, this checking account has no minimum balance and no transaction limitations. There are a limited number of withdrawals before incurring a service charge. Overdraft protection is available. A service fee of $.35 per withdrawal will be charged after the first ten withdrawals per month. If available, direct deposit is also required.
CLICK HERE FOR
RATES
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We do business in accordance
with the Federal Fair Housing Law and the Equal Credit
Opportunity Act. |

Your savings Federal insured
to
at least $250,000 and backed
by full faith and credit of the
United States Government. |
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