Careers

Want to work for SwRCFCU?

The following positions are currently available:

 

Chief Financial Officer

The Chief Financial Officer (CFO) directs auditing, record keeping and accounting activities of the credit union.  Makes recommendations relative to budget preparation, income forecasts and operational changes as needed.

 

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.  Other duties may be assigned.

  • Oversees and directs Collections Department, MasterCard Program and card management, ACH originations, ATM, Debit, ALM program, budgeting, tax, accounting, audit, long range forecasting, insurance activities and compliance related issues for the organization. 
  • Aids in providing and directing procedures and computer application systems necessary to maintain proper records and to afford adequate accounting controls and services.
  • Directs the accounting department in activities such as custodian of funds, securities, and assets of the credit union.
  • Appraises the credit union’s financial position and issues reports on the credit union’s financial stability, liquidity, and growth.
  • Directs and coordinates the establishment of budget programs.
  • Coordinates tax reporting programs and investment activities.
  • Conducts departmental audits in accounting, cash and denied loans.
  • Directs and coordinates building repair, security and telecommunications management.
  • Analyzes, consolidates, and directs all cost accounting procedures together with other statistical and routine reports.
  • Directs and analyzes studies of general economic, business, and financial conditions and their impact on the credit union’s policies and operations.
  • Participates in the determination of deposit and loan rates.
  • Researches, analyzes and purchases financial investments for the credit union’s investment portfolio with the President’s approval.
  • Develop and implement credit union’s fiscal plans and policies.
  • Develop and maintain standardized internal accounting controls.
  • Ensures that the President is kept fully informed on the conditions and operations of the Accounting Department and of all important factors influencing and affecting them.
  • Analyzes operational issues impacting functional groups and the whole credit union and determines their financial impact.
  • Evaluates the job performance of subordinates to ensure quality of work and service to members.
  • Recommends hiring, promotions, transfers, terminations and other changes in status of assigned employees. 
  • Attends Board, ALCO meetings and reports on assigned areas of responsibility as requested by the President.
  • Support other departments as directed.

 

SUPERVISORY RESPONSIBILITIES

Is responsible for the overall direction, coordination, and evaluation of the accounting and collections department and the management of the MasterCard program.  Carries out supervisory responsibilities in accordance with the organization’s policies and applicable laws.  Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.

REQUIREMENTS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  Must have a Bachelor's degree (B.A.) from a four-year college or university; two to four years related experience and/or training; or equivalent combination of education and experience. Must be able to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.  Ability to write reports, business correspondence, and procedure manuals.  Ability to effectively present information and respond to questions from groups of managers, Board/Credit Union Officials, clients, members and the general public. Ability to work with mathematical concepts such as probability and statistical inference.  Ability to apply concepts such as fractions, percentages, rations and proportions to practical situations.  Financial math skills will include: margin analysis, GAP, algebra, Duration and NEV. Ability to solve practical problems and deal with a variety of concrete variables in situations.  Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Salary: Commensurate to Experience

Administrative Policy: The Chief Financial Officer position is an exempt position.

 

 

Full-Time Account Executive

Responsibilities:

The Account Executive (AE) primarily examines, evaluates, authorizes or recommends approval of financial products/services and member applications for consumer credit loans and home equity lending.  Duties will be diverse based on assignments and operational needs which require knowledge of consumer/home equity lending, department operations and technical procedures.  As an AE, the candidate will complete the essential duties and responsibilities listed below and provide operational coverage, as needed.  Additionally, the AE will perform functions that relate to but are not limited to the following:

  • Performs all Loan Officer and Home Equity Lending duties including but not limited to interviewing applicants, acting as the primary point of contact to ensure that they are kept fully informed throughout the lending process, handle loan closings to include the collection of all required documentation for any request(s), and interface with other parties to include internal customers ensuring the lending experience is exemplary. 

  • Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loans according to approved guidelines set forth in the credit union's loan policies and procedures while ensuring that proper due diligence and background evaluation is complete and thorough before credit approval is granted.

  • Adheres to and complies fully with any and all SwRCFCU policies and procedures related to internal and external rules and regulation, particularly those established by State and Federal law. 

  • Identifies cross sales opportunities and actively promote Credit Union products and services such as Credit Insurance, Mechanical Breakdown Protections, Guaranteed Asset Protection, Automatic Payment Transfers, Life and Credit Disability Insurance, and other loan products.

  • Must have the ability, experience and knowledge to prepare, compile, process, and complete all new member requests related to share, share draft, money market accounts, debit cards, ACH originations, mobile banking, online banking, bill pay, payroll deduction, direct deposit, overdraft privilege, paid loans, deceased accounts, Domestic/International wires, address changes, IRAs, share certificates and safe deposit

Requirements:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Must have an Associate's degree or equivalent from a two-year college or technical school; or a minimum of three to five years lending experience with a thorough knowledge of consumer and home equity lending.  Must be able to perform, process and serve as primary lender for any home equity loan request(s).  Active NMLS registry is required.  Must be familiar with computers and be able to use Microsoft Word software.  Have ability to type accurately, to meet scheduled deadlines, have excellent telephone, proficient multi-tasking skills and be flexible

Administrative Policy:

This position is a non-exempt post, in which the employee will work a 40-hour week.

Salary: Commensurate to Experience

Administrative Policy:  The AE position is a non-exempt position.

 

To apply for any of these openings, download our online application and upon completion, print it and the Credit Report Authorization and Disclosure forms, sign all and mail to:

SwRCFCU
Attn: Human Resources
7215 Culebra Road
San Antonio, TX 78251

Or fax to 210-684-0670, Attn: Human Resources.