Careers

Interested in working at SwRCFCU?

To apply, download our online application and upon completion, print it and the Credit Report Authorization and Disclosure forms, sign all and mail to:

SwRCFCU
Attn: Human Resources
7215 Culebra Road
San Antonio, TX 78251

Or fax to 210-684-0670, Attn: Human Resources. 

Position Available: F/T Account Executive

Responsibilities: The Account Executive (AE) primarily examines, evaluates, authorizes or recommends approval of financial products/services and member applications for consumer credit loans and home equity lending.  Duties will be diverse based on assignments and operational needs which require knowledge of consumer/home equity lending, department operations and technical procedures.  As an AE, you will contribute to the overall success of the Lending/Membership Services Department by successfully completing the essential duties and responsibilities listed below.  Additionally, the AE will perform functions that relate to but are not limited to the following:

-Performs all Loan Officer duties including but not limited to interviewing applicants, acting as the primary point of contact to ensure that they are kept fully informed throughout the lending process, handle loan closings to include the collection of all required documentation for any request(s), and interface with other parties to include internal customers ensuring the lending experience is exemplary.  

 -Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loans according to approved guidelines set forth in the credit union's loan policies and procedures while ensuring that proper due diligence and background evaluation is complete and thorough before credit approval is granted.

 -Adheres to and complies fully with any and all SwRCFCU policies and procedures related to internal and external rules and regulation, particularly those established by State and Federal law. 

  -Identifies cross sales opportunities and actively promotes Credit Union products and services such as Credit Insurance, Mechanical Breakdown Protections, Guaranteed Asset Protection, Automatic Payment Transfers, Life and Credit Disability Insurance, and other loan products.

  -Must have the ability, experience and knowledge to prepare, compile, process, and complete all new member requests related to share, share draft, money market accounts, debit cards, ACH originations, mobile banking, online banking, bill pay, payroll deduction, direct deposit, overdraft privilege, paid loans, deceased accounts, Domestic/International wires, address changes, IRAs, share certificates and safe deposit box rentals in accordance with policies, procedures and State and Federal law.

 -Must have the ability and experience to perform front desk like duties such as:  Answering the phones, greeting and assisting in-lobby members, and be able to provide operational coverage when needed such as daily lunch periods and support the Membership Services Sales Representative (MSSR) throughout the work day.

 -Ability to work Saturday schedule is required.

Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Must have an Associate's degree or equivalent from a two-year college or technical school; or a minimum of three to five years lending experience with a thorough knowledge of consumer and home equity lending.  Must be able to perform, process and serve as primary lender for any home equity loan request(s).  Active NMLS registry is required.  Must be familiar with computers and be able to use Microsoft Word software.  Have ability to type accurately, to meet scheduled deadlines, have excellent telephone and proficient multi-tasking skills.  

Administrative Policy: This position is a non-exempt position in which the employee will work 40 hours per week with no overtime allowed except as approved.  Facility assignment will be completely determined based on operational needs.